Our Confident Retirement® approach

The 3-Minute Confident Retirement Check

We can help you meet your future with confidence

Our Confident Retirement approach is focused on you — your needs, wants and values. Together, we’ll plan to bring your dreams and goals to life.

With our exclusive Confident Retirement approach, we’ll help you feel confident about your financial future – regardless of where you are in life.  You’ll have a straightforward conversation with your advisor, who will identify doable steps to help you build your dreams and goals.  The plan you build together will address four key needs: covering essentials, ensuring lifestyle, preparing for the unexpected, and leaving a legacy. 

 

Covering essentials

Essentials are the necessities - the monthly expenses that keep your life running. Make the most of your income and build a reserve to cover these expenses.

Ensuring lifestyle

Lifestyle is about the things you want to do and how you want to live today and in the future. Build a savings and investment plan to do what's important. 

Preparing for the unexpected

The unexpected are events that could derail your plans. Protect yourself from the certainty of uncertainty.

Leaving a legacy

Legacy is about the impact you'll make on the people, charities, and causes that are important to you. Plan now to maximize your giving and make your wishes known.

Covering essentials

Essentials are the necessities - the monthly expenses that keep your life running. Cover these expenses with guaranteed or stable income sources.

Ensuring lifestyle

Lifestyle is about the things you want to do and how you want to live today and in the future. Build a flexible investment and withdrawal plan to help ensure your lifestyle.

Preparing for the unexpected

The unexpected are events that could derail your plans. Protect yourself from the certainty of uncertainty.

Leaving a legacy

Legacy is about the impact you'll make on the people, charities, and causes that are important to you. Plan now to maximize your giving and make your wishes known.

Gauge your retirement readiness

You're on your way. But, there's more you can do to retire on your terms. Our 3-Minute Confident Retirement® check can help you start finding the answers to your questions. Gauge your retirement readiness and see where you stand.

The 3-Minute Confident Retirement <sup>®</sup> check

Of the clients who have had the Confident Retirement conversation:

90%

feel more confident about retirement1

94%

thought the advisor provided advice that addressed their needs1

92%

were satisfied with the outcome of the conversation with the Ameriprise financial advisor1

"For tomorrow belongs to the people who prepare for it today."  - African Proverb