Regulation Best Interest
SEC Marketing Rule Disclosure
Ameriprise Financial Services partners with financial institutions to provide investment advisory, brokerage and insurance services to their clients. This is a contractual relationship, which earns the financial institution compensation from Ameriprise for successful referrals. In most cases, the financial institution also receives a majority of the commissions and fees generated by Ameriprise financial advisors for the services noted above. This applies as long as the referred client maintains a relationship with Ameriprise. Non-licensed employees of the financial institutions may receive incentives from their employer for referring clients to Ameriprise. These incentives create a conflict of interest.
Brokerage Client Agreement and Disclosures
Ameriprise Brokerage Client Agreement (also applies to Managed Accounts) (402468)
Ameriprise Financial Schedule of Account and Service Fees (114234)
Other Important Disclosures (also applies to Managed Accounts) (402469)
Evaluating common investment products (also applies to managed Accounts) (113346)
Evaluating differences between brokerage and managed accounts (113344)
Margin Disclosure Document (if you have applied for margin trading) (200252)
General Disclosures
CPRA privacy notice addendum for California residents
Ameriprise Financial Planning Service Client Disclosure Brochure (Form ADV Part II) (94003)
Information around investment manager step-out trades
Ameriprise Premier Retirement Income Client Disclosure Brochure (Form ADV Part II) (117401)
Ameriprise Premier Retirement Income Agreement (117402)
Product Disclosures
Investment Professionals, Inc. (IPI)
Investment Professionals, Inc. (IPI) clients who are transferring to Ameriprise Financial
| IPI Account Ownership | Ameriprise Account Ownership | Ameriprise Disclosure Document |
|---|---|---|
| Traditional IRA | Traditional IRA | Your guide to IRAs (Traditional, Rollover, & SEP) (4220-1) |
| Roth IRA | Roth IRA | Your guide to Roth IRAs (4220-2) |
| Rollover IRA | Rollover IRA | Your guide to IRAs (Traditional, Rollover, & SEP) (4220-1) |
| Simplified Employee Pension IRA (SEP IRA) | Simplified Employee Pension IRA (SEP IRA) | Your guide to IRAs (Traditional, Rollover, & SEP) (4220-1) |
| Savings Incentive Match Plan for Employees IRA (SIMPLE IRA) | Savings Incentive Match Plan for Employees IRA (SIMPLE IRA) | Your guide to SIMPLE IRAs (4220-3) |
Beneficiaries
To the extent available from your prior custodian, we will retain your beneficiary designation. If you did not have a beneficiary designation, your default beneficiary under the Ameriprise IRA custodial agreement will govern (spouse and then estate).
Please check your beneficiary information to make sure it reflects your current intention.
- If there are 5 or less beneficiary names for your account, the relationship you can view them by logging-into your account on Ameriprise.com, choose My Accounts Overview and open your account and then client the beneficiary tab.
- If there are 6 or more beneficiaries for your account, your beneficiary designation cannot be viewed in your online account. Instead you will need to verify with your financial advisor that your beneficiaries are consistent with your intention.
Distribution and tax withholding information
- Your scheduled distributions have been moved to our systems, including any withholding instructions
For new distribution requests, you must work with your financial advisor to make federal and state withholding elections.
| IPI Account Ownership | Ameriprise Account Ownership | Ameriprise Disclosure Document |
|---|---|---|
| Coverdell Education Savings Account | Coverdell Education Savings Account | Your guide to Coverdells (24044) |
| 403(b)(7) Custodial Accounts | 403(b)(7) Custodial Accounts | Tax Sheltered Custodial Agreement* |
*There is no need to complete the application portion of the document.
Tax Qualified
Your guide to IRAs (Traditional, Rollover & Sep) (4220-1)
Your guide to SIMPLE IRAs (4220-3)
Your guide to Roth IRAs (4220-2)
Your guide to Coverdells (24044)
Qualified Plan Investment Provider Agreement (230541)
Ameriprise Financial Tax-Sheltered Custodial Account Fee Disclosure (116272)
Ameriprise® Retirement Plan Consulting Services Disclosure
ERISA 408(b)(2) fee disclosure guide for 403(b) accounts at Ameriprise Financial
Managed Accounts Client Agreements
Ameriprise Custom Advisory Relationship Agreement (114935)
Ameriprise Access Account Program Client Agreement (402333)
Ameriprise Active Portfolios Client Agreement (413075)
Ameriprise Investor Unified Account Program Client Agreement (402332)
Ameriprise Select Separate Account Client Agreement (413076)
Ameriprise SPS Advisor Client Agreement (402286)
Ameriprise SPS Advantage Client Agreement (413074)
Ameriprise Vista Separate Account Program Client Agreement (402331)
Managed Account Client Disclosure Brochures
Ameriprise Bank, FSB
Ameriprise Bank Deposit Products
- Ameriprise Bank Deposit Account Agreement
- Ameriprise Bank Consumer Pricing Disclosure
- Ameriprise® Bank Savings Account rates
- Ameriprise Bank, FSB Deposit Account Payable on Death (POD) Spousal Consent Form
Ameriprise Bank, FSB personal trust services
All forms are available in PDF format. Click the link to open or download the form. If you don't see the form you are looking for, contact us at 1.800.461.1726 or APTS-New Business
